The Digital Money Platform for the Global Economy
Uphold is redefining how individuals and businesses interact with financial assets. Our innovative model breaks down traditional silos, providing a unified, secure, and compliant ecosystem for trading, holding, and transferring Cryptocurrencies, National Currencies, Precious Metals, and fractional Equities.
Integrated Ecosystem: Seamless Multi-Asset Management
The core of the Uphold experience is simplicity achieved through technological integration. By offering four distinct asset classes within a single account, we empower users with efficient capital deployment and diversification, enabling strategies that are impossible on traditional single-asset exchanges.
Anything-to-Anything Trading
Uphold’s fundamental value proposition is the ability to trade directly between any supported asset classes in a single, instantaneous step. This eliminates complex intermediate conversions, allowing users to seamlessly move from Bitcoin to Gold, from the US Dollar to Apple stock, or any other combination, simplifying global diversification.
Unified Digital Wallet
The platform operates a single, integrated digital money wallet. All holdings—cryptocurrencies, fiat currencies, tokenized metals, and equities—are managed from one centralized interface. This unified view provides unprecedented financial clarity and streamlines portfolio management, negating the need for separate accounts across different providers.
Transparent Pricing & Execution
We prioritize transparency. Uphold aggregates liquidity from multiple global trading venues to ensure competitive market pricing. Crucially, the spread (our service fee) is displayed upfront before any transaction is confirmed, guaranteeing no hidden commissions or unexpected execution costs.
Global Interoperability
Serving millions of users in over 150 countries, Uphold is built for the global economy. Our architecture facilitates extensive cross-border transactions and supports quick onboarding, making digital wealth creation and transfer accessible and efficient worldwide, irrespective of geographic location.
Four Pillars of Digital Wealth in One Place
Diversification is crucial for a resilient portfolio. Uphold provides instant access to diverse markets, allowing users to hedge crypto volatility with gold, or secure gains in fiat. Our selection is carefully curated to offer broad exposure and liquidity across major asset categories.
250+
Cryptocurrencies
A vast array of digital assets including Bitcoin, Ethereum, leading Layer 1 protocols, DeFi tokens, stablecoins, and emerging market coins.
40+
National Currencies
Major and emerging fiat currencies, providing flexible funding options and global conversion capabilities.
4
Precious Metals
Tokenized investment in physical gold, silver, platinum, and palladium, stored securely and allowing for fractional, accessible ownership.
50+
U.S. Equities
Fractional trading in popular U.S. listed stocks and Exchange-Traded Funds (ETFs), integrated directly into the unified wallet structure.
Pillars of Trust: Security, Compliance, and Transparency
Security and trust are non-negotiable. Uphold is a regulated financial platform operating under stringent compliance requirements globally. Our commitment to auditable proof-of-reserves ensures that we are always accountable, and your assets are always backed 1:1.
- Reserve Transparency: Uphold maintains publicly available reserves data, verified in real-time, ensuring that platform reserves meet or exceed all customer liabilities.
- Tier 1 Cold Storage: The substantial majority of client crypto holdings are secured in high-security, geographically distributed cold storage facilities, drastically minimizing exposure to online hacking risks.
- Advanced Cryptographic Security: All internal systems, user data, and sensitive communication are protected using multi-layer encryption protocols, including AES-256 and robust SSL/TLS connections.
- Mandatory Multi-Factor Authentication (MFA): Strong 2FA protocols are enforced across all accounts, securing access against unauthorized attempts and compromised credentials.
- Regulatory Compliance: Uphold is registered with FINCEN as a Money Service Business (MSB) and strictly adheres to stringent Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations across all operating jurisdictions.
Advanced Features for the Modern Investor
Automated Trading and Dollar-Cost Averaging (DCA)
Set up recurring, automated purchases across any supported asset class. This strategic approach removes the pressure of market timing, allowing users to consistently build their portfolios over time, thereby mitigating risk and benefiting from long-term compounding effects.
Web3 and External Wallet Interoperability
Uphold acts as a secure on-ramp to the broader Web3 and decentralized finance (DeFi) ecosystem. Users maintain full control, with the ability to seamlessly withdraw supported crypto assets to their external personal wallets and participate in decentralized applications and protocols.
Uphold Card and Real-Time Liquidity
The Uphold Card offers unparalleled utility by allowing users to spend their holdings—from Bitcoin and XRP to USD and Gold—in real-time, instantly converting the selected asset at the point of sale. This transforms your digital portfolio into a liquid, everyday payment solution globally.
Corporate Treasury Management
Beyond retail services, Uphold provides institutional-grade infrastructure for businesses requiring multi-currency treasury management, large international remittances, and the ability to integrate digital assets into their operational finances using robust API connectivity and dedicated institutional support channels.
Your Complete Financial World, Unified by Uphold.
We invite you to experience the next evolution of digital money—secure, transparent, and instantly convertible across all asset classes. Trust the platform that is building the future of inclusive finance.